The fundamental objective of this research was to gain an understanding of the relationships between information, information technology and the co-operative as an instrument for development. Specifically, the research focussed on the examination of factors that affected the acceptance of information technology among the Philippine co-operatives. Using survey data from 79 primary co-operatives, this study investigated the effects of attitude, contextual factors and information infrastructures on information systems use. A descriptive analysis was conducted, followed by a bivariate analysis and a recursive path analysis using a Revised Technology Acceptance Model (RTAM).As much as 62 per cent of the variances in information systems use (computer system use) were explained in RTAM. The finding suggested that affordability was the single most important factor that influenced computer use among the co-operatives. Information infrastructures also played a significant role in determining the degree of computer use and acceptance. Attitude of the co-operatives, however, did not manifest a notable impact on the extent to which the computers were used by the co-operatives. The implication of this study suggested the need to strengthen existing information infrastructures, as well as to find alternative ways for the co-operatives to experience the benefits of information systems use.